Strange as it may sound, your business might be able to reduce its fraud risk with online sales. For businesses that sell products that have to be shipped, it is very common for them to take two types of credit card sales. The first is the standard card-present swipe. This is a safe transaction as the customer is in front of the merchant with card and ID in hand, no stolen cards, but still a fraud risk. The second is phone orders. The risk goes up here greatly because the merchant can't see and doesn't personally meet the customer.